What stays on your device
Everything you enter, such as lump sums, monthly contributions, dates and asset choices, is processed locally by JavaScript running in your browser. These values are not sent to our servers. They are reflected in the page address so you can bookmark or share a scenario; anyone who receives that link will see those values, so avoid sharing it if you consider them private.
Information collected by the hosting provider
The site is delivered as static files through a content delivery network. Like most web hosts, the provider may process technical data such as IP addresses, browser type and request times to deliver pages, defend against abuse and measure aggregate traffic. We do not receive personal profiles from this data.
Cookies and tracking
The site does not require an account and does not set advertising cookies. If we add privacy-respecting analytics in the future, this page will be updated to describe what is measured and why before that change takes effect.
External links
Some pages link to third-party sites such as the Bank of Canada or the Canada Revenue Agency. Those sites have their own privacy practices, and we are not responsible for them.
Your choices and contact
Because we do not hold personal financial data, there is nothing to access or delete on our side. You can clear your browser history to remove saved calculator links. We may update this policy as the site evolves, and the latest version will always appear on this page.
Ready to explore? Open the calculator.